101 Powerful Tips for Legally Improving Your Credit Score

There are many misconceptions about credit scores out there.  Some customers believe that they don’t have a credit score and many customers think that their credit scores just don’t matter.  These sorts of misconceptions can hurt your chances at some jobs at good interest rates and even your chances of getting some apartments.  The truth is if you have a bank account and bills then you have a credit score and your credit score matters more than you might think.  Your credit score may be called many things including a credit risk rating a FICO score a credit rating a FICO rating or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills.Every time you apply for credit apply for a job that requires you to handle money or even apply for some more exclusive types of apartment living your credit score is checked.  Your credit score can be checked by anyone with a legitimate business need to do so. Your credit score is based on your past financial responsibilities and past payments and credit and it provides potential lenders with a quick snapshot of your current financial state and past repayment habits.