ADVANCED CREDIT RISK MANAGEMENT IN THE BANKING INDUSTRY

This book takes you through credit management at an advanced level. It focuses on many areas of credit risk management including: Personal sector Business sector Character Capital Capacity Conditions Consequences Collateral Cash flow Current information Computerisation Inflation Off-balance sheet funding Foreign exchange rates Foreign sector - sovereign riskHistorical development Relationship with other financial risks Assessment of credit risk Credit risk assessment in the personal sector Character of the individual Capital Capacity Conditions Collateral Credit risk assessment in the corporate sector Sectoral research The asset structure The funding structure The solvency and liquidity structure The profitability structure The trading activity structure Composition and distribution of profits Cash flow projection Management Credit risk assessment in the foreign sector Managing the risk. Risk sharing Capital structure effect Flexible debt service Nature of guarantees Off balance sheet treatment of debt An overview of project risks Risk rating Forms of finance used in project financing.