An Introduction to Commercial Banking

A commercial bank is a financial institution that provides services like loans certificates of deposits savings bank accounts bank overdrafts etc. to its customers. These institutions make money by lending loans to individuals and earning interest on loans. This book Emphasizing risk management this book provides a comprehensive practical introduction to bank management. The book provides information about what banks are the functions they perform and the major laws that have shaped our financial structure in the past and in the future. It also includes chapters on factors that affect the value of a bank and techniques for managing that value including the use of financial derivatives. The principal lending activities to businesses and individuals are also discussed followed by a detailed look at bank capital and bank liabilities.