California Real Estate Finance

<p><strong style=color: rgba(0 0 0 1)>California Real Estate Finance</strong><span style=color: rgba(0 0 0 1)> is a comprehensive career-focused textbook designed for students preparing to enter California's real estate and mortgage lending industries. Authored by industry veterans </span><strong style=color: rgba(0 0 0 1)>Robert Rico Carolee Rico and Chase Milner</strong><span style=color: rgba(0 0 0 1)> this book aligns with the educational requirements of the </span><strong style=color: rgba(0 0 0 1)>California Department of Real Estate (DRE) </strong><span style=color: rgba(0 0 0 1)>and provides essential financial knowledge for licensing lending and real estate transactions.</span></p><p></p><p><span style=color: rgba(0 0 0 1)>Students will explore the core principles of real estate finance-from the history of lending and the role of government agencies to the structure of mortgages qualifying borrowers underwriting credit scoring and loan programs such as FHA VA and conventional loans. The book also provides in-depth instruction on federal and state lending laws TRID disclosures escrow procedures appraisal review and anti-fraud compliance.</span></p><p></p><p><span style=color: rgba(0 0 0 1)>With clear explanations real-world examples and California-specific legal insights this textbook equips learners with the tools they need to understand complex financing processes prepare for the real estate license exam and operate professionally in today's market.</span></p><p></p><p><span style=color: rgba(0 0 0 1)>Perfect for classroom use online learning and self-study </span><em style=color: rgba(0 0 0 1)>California Real Estate Finance</em><span style=color: rgba(0 0 0 1)> is a vital resource for aspiring real estate agents mortgage loan originators and investors alike.</span></p>