Collective Wisdom

<p><strong>No book tells you how to get ahead. This book does.</strong> </p><p></p><p>Discover how to get that first $1000 in the bank. <em>This book walks you through the simple journey of how to create surplus.</em> Find out how to create surplus in time or money if not both. The importance of creating surplus in your life is monumental - it is structural. It is the foundation for a happy and productive life. Enjoy the journey. Learn the habit of creating surplus for yourself - or for you to help develop the skill in others. </p><p></p><p><strong>Collective Wisdom</strong> helps the modern person get back to <strong>financial basics</strong>. The book reintroduces the concept of SURPLUS. It is a simple concept that many both young and old seem to have forgotten about or perhaps were never introduced. If you were fortundate you may have grouwn up in a family that ran its own business. If you did you understand this concept implicitly. For the vast many of us it needs to be learned. <strong>It is an essential building block for getting ahead in life. </strong></p><p></p><p>There was a time when business math and reconciling a check book were part of the standard high school curricula. Even then the fundamental building block for creating capital was not emphasized. <strong>Collective Wisdom</strong> shares with all the fundamentals ... <strong>and simple easy to implement ways to create surplus every day every week or every month. </strong></p><p></p><p>From getting a roomate to reduce your monthly overhead to providing strategies to reduce or eliminate creit card debt <strong>Collective Wisdom</strong> provides novel ways for any person to attack their financial situation with confidence. Some strategies are truly unique. Check out the chapter titled <strong>Dinner Club</strong>. Other solutions may be things you have forgotten. Use the book to re-familiarize yourself <strong>or to discuss with others so that you can make them apart of your team. </strong></p><p></p><p><strong>Collectve Wisdom</strong> is a refreshing take on <strong>financial literacy</strong>. It teaches you how to <strong>build.</strong></p>