Consumer Lending What They Forgot To Tell You

<p><span style=background-color: rgba(255 255 255 1); color: rgba(29 29 29 1)>Every day millions of people walk into banks car dealerships and mortgage offices believing they understand how credit works-only to walk out confused denied or drowning in debt. </span><em style=background-color: rgba(255 255 255 1); color: rgba(29 29 29 1)>Consumer Lending: What They Forgot to Tell You</em><span style=background-color: rgba(255 255 255 1); color: rgba(29 29 29 1)> is the insider guide to the financial industry.</span></p><p><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>Drawing from over two decades in lending Reg B lifts the curtain on the real rules of borrowing-revealing what truly determines an approval why good credit isn't always good enough and how everyday people unknowingly sabotage their financial futures. This isn't another generic budgeting book. It's a rare behind-the-scenes education delivered by someone who has worked on the inside of loan approvals declines underwriting decisions credit score evaluations and lending policies for years.</span></p><p><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>You'll learn:</span></p><ul><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>Why high credit scores STILL get denied</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>The hidden 5 C's that determine lending decisions</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>How to build repair and protect credit the </span><em style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>right</em><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)> way</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>The truth about auto loans GAP warranties and negative equity</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>What lenders look for-but rarely explain</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>How interest fees and promotions quietly drain thousands</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>The real mechanics behind credit cards refinancing and consolidation</span></li><li><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>How to avoid credit traps that keep people stuck for decades</span></li></ul><p><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>Written in clear compassionate language and packed with real-life scenarios biblical wisdom financial strategies and step-by-step guidance. </span></p><p><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>It will empower you to make informed confident decisions long before you ever sign your name.</span></p><p><span style=color: rgba(29 29 29 1); background-color: rgba(255 255 255 1)>Whether establishing or rebuilding credit making a major purchase or feeling lost in the lending process this book gives you the knowledge and tools needed to get control of your finances.</span></p><p></p>