Dollars & Sense

What readers say…</p><p>“…written with clarity humor with sage advice sometimes with a philosophical foray into the world beyond finances and often with a fictional example that grabs the imagination.”<br>—Henry Donaghy Professor of English</p><p>“…turns black ink into black gold…insightful thinking and a wealth of information…Enjoy…and you’ll say. “Wow! I didn’t know that!” as I have many times.”<br>—Martin F. Jue President MFJ Enterprises</p><p>…extremely informative…up-to-date information…useful for my financial planning…recommend to all who are concerned about financial planning and retirement matters.”<br>—Richard D. Koshel University Dean Professor of Physics</p><p>“Think money is dull? Read Sacristen…informative: logical…helpful…Best of all…well written and eminently readable…entertaining…Read. Enjoy. And profit. You’ll be glad you did.”<br>—Norma Williamson Author <I>Monday People</I></p><p>“Financial planning can be very intimidating so we procrastinate…easy-to-read examples and descriptions…that simplify financial planning. I encourage everyone to read his book and begin financial planning now.”<br>—John E. Forde Assistant Professor Communications</p><p><I>“Everyone learns from experience. The wise learn from the experience of others.”</I><br>—Democritus</p>