Family Frugal Living: Financial Stability for the Present and the Future

The secret to being well off and rich isnt how much you make. Its how much you spend. The basic question--do I really need it? is the key to financial stability for the less-than-millionaire set as well. Frugality starts by aggressively paying down your credit card debt. Money for that process can be had by not paying $5 for a cup of coffee every morning or more radical approaches like selling your house and buying a smaller one and using the proceeds to pay down debt.