Financial Freedom

<p>Guy and Tom are two friends who work together in a similar capacity under the same company.</p><p>They both are alike and different alike in the sense they share the same responsibilities and duties but different in their reactions and willingness to perform these duties.</p><p>Guy is always simply always prepared. However Tom is the direct opposite; he is in a constant state of panic and crisis based on the complaint that he does not have enough funds to support these situations.</p><p>The subject of concern is what create this significant difference between these colleagues?</p>