FinTech-Innovations Opportunities and Challenges

The financial sector is rapidly evolving with FinTech transforming money management through digital payments mobile banking AI blockchain and more. FinTech: Innovations Opportunities and Challenges brings together insights from experts to explore this shift’s potential and risks. Covering digital lending AI regulation financial inclusion data privacy and cybersecurity the book offers a comprehensive overview. It highlights India’s dynamic FinTech ecosystem including UPI Aadhaar services Jan Dhan accounts and the Digital Rupee. While these innovations drive inclusion challenges like rural outreach and data protection persist. This volume is essential for students researchers policymakers and entrepreneurs navigating FinTech’s future. Dr. Madhu Bhartia (M. Com. Ph.D.) Head of Commerce at ICST SHEPA Varanasi has over 25 years of experience in teaching and administration. Specializing in Accounting Finance and Taxation she has published 25+ papers presented 35+ at conferences and is an active member of major commerce associations. Dr. Anjanee Kumar Rai (M. Com. Ph.D. UGC NET CA Inter) is an Assistant Professor at the School of Management Sciences Varanasi with 10+ years of teaching and 3 years of industry experience. He specializes in Accounting Finance Taxation and Corporate Law with numerous publications presentations and consultancy expertise. Ms. Ishita Prakash (M. Com. UGC-NET B. Ed. CTET) is an Assistant Professor at ICST SHEPA Varanasi. With 9+ years in online education she co-founded the Study Commerce YouTube channel. Her expertise includes Marketing HRM and International Business and she actively engages in research teaching and professional development.