Handbook on Banking Laws in India: Legal Framework and Contemporary Issues

Banking is the backbone of any economy providing financial intermediation enabling credit flow and supporting economic growth. In India the evolution of banking laws reflects the country’s transition from a colonial economy to a liberalized and digitally driven financial system. This book Handbook on Banking Laws in India: Legal Framework and Contemporary Issues aims to offer a comprehensive yet accessible overview of the legal and regulatory framework governing the Indian banking sector. The book is structured in five parts. It begins with t he historical evolution of banking in India followed by an in-depth discussion of core legal statutes such as the Banking Regulation Act the RBI Act and the Negotiable Instruments Act. It further explores the roles of regulatory bodies like RBI SEBI and IRDAI. Contemporary issues such as NPAs banking frauds fintech digital banking and cyber law are examined in detail. A comparative perspective is also provided through international practices and key judicial decisions. This book is intended for legal professionals students scholars and anyone interested in banking law and policy. I am thankful to my mentors colleagues and family for their support. Feedback and suggestions for improvement are warmly welcomed. Dr. Jasdeep Kaur is an advocate legal educator author and courtroom crusader with over a decade of experience in family law and social justice. A native of Delhi she holds a B.A. (Hons) in English from Delhi University LL.B. and LL.M. from GGSIPU and a Ph.D. in Family Law from Amity University Jaipur Rajasthan. Enrolled with the Bar Council of Delhi in 2015 she began as Legal Officer with the Department of Women and Child Development. Since 2019 she serves as Legal Aid Counsel with DSLSA North Rohini. A certified mediator she has authored books including The Prevention of Money Laundering Act 2002: Legal Perspectives and Case Law and several research papers training thousands in gender justice and legal awareness.