In this age of skyrocketing personal debt more and more Americans find themselves facing a financial crisis. CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear step-by-step guide will get you started on your way to financial security. You''ll learn to:*Create a realistic plan for reaching your financial goals*Find cash you didn''t know you had*Talk to creditors when they call*Build – and stick to – a budget*Get help with catastrophic medical billsNo matter how you got into a financial crisis it''s never too late to take steps to turn things around. This book will help you take charge of your finances – and your life.Sally Herigstad is a certified public accountant living in Kent Washington. She has written numerous articles for Microsoft''s MSN Money Web site.