HOW THE WEALTHY BORROW TO WIN

Every ambitious business owner hits a wall one day. The orders are flowing in. Clients are ready. The numbers look better than ever. You have worked hard to get here. You feel the momentum building. You are set to take the next step. Then you open your account. Silence. The balance looks thinner than expected. Salaries are due. A supplier needs advance. Your plan for a new branch? Paused. The machinery upgrade? Put on hold. You reach out to a bank. You explain. You wait. The rate feels fair. The repayment window seems doable. You sign. You lean back thinking the hard part is over. And then the EMI cycles begin. The money is coming in. But it is going out even faster. That little buffer you thought you had? Gone. The interest eats into your margins. Late fees start showing up. A client delays payment and the pressure rises. You ask yourself: Did I really make the right call? This has become a familiar sight — and never a pleasant one. Smart entrepreneurs. Solid businesses. And yet the loan feels heavier than the problem it was meant to solve.