If you are looking to get out of credit debt the best thing that you can do is to be realistic. You arent going to be able to pay off your debt all at once. If you have something that you can restructure go ahead and do it. Also start by paying off the small amounts you can each month. If you owe $15000 and you can only pay $150 a month you can start there. Also cut out as many of the expenses as you can and take that money and put it towards your debt. Whatever you can do is going to be a good thing.
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