The book is a package of new ideas - proposing the reform of Nigeria''s secured transactions law. The topics discussed in the book will also by extension serve as a wake-up call for other emerging economies whose secured transactions law currently have similarities with Nigeria''s to think of reform and the accompanying benefits. The book borrows useful ideas from the giants - countries that have figured it out to a large extent and modifies these ideas to primarily suit Nigeria''s local conditions. It is incontrovertibly the case that easy access to credit has become an integral part of a country''s economic success and this book projects this truth from the US/Canada - Nigeria perspectives.