I feel that this book should be directed primarily at persons who have recently left school or university and are about to start their first job and collect their first pay cheque.. There is so much temptation out there that it doesn’t take long for young people to want to try and buy all the exciting things that they never could afford at school. And because credit is so easy to get it’s not long before they find themselves in debt. If they pay off the debt that’s ok but what happens is debt becomes a habit.This book tries to steer them away from debt and get them into a savings and investment habit.
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