Life for Health

<p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>Life for Health is a bold reimagining of how we fight chronic disease.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>In 1960 Americans could live to 70 and expect to spend about seven years in ill health. Today Americans can live a decade longer but spend more than twice as much time in ill health. More years alive but fewer years in good health; it's hardly a bargain.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>The biggest driver of shrinking healthspans is chronic disease led by metabolic issues like obesity diabetes and cardiovascular disease. Most disability and cost results from multimorbidity when a person develops three or more conditions. It's the #1 driver of disability and cost and not just in a person's retirement. Multimorbidity is starting earlier.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>Why? For decades we've asked one health system to do two wildly different jobs to solve short-term and emergency issues along with decades long complex ones. It's impossible for one system to do both. Chronic disease requires a completely different approach scientifically and financially. Our failure to come to grips with this reality is at the heart of skyrocketing spending and increasing cancer and dementia rates.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>The solution? A second system for chronic disease based on life insurance instead of health insurance.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>Part manifesto part blueprint Life for Health exposes the design flaws that keep Americans sick and how to fix them. It describes a new system to get </span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>Americans and their doctors working together to reverse and prevent disease and live healthier for longer. Health insurance can continue just reduced in size to cover routine illnesses and emergencies while life insurance creates the right long-term alignment keeping everyone in the system focused on reversing disease maintaining good health longer and sharing in the value created.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>Unlike other big health care changes that have taken years of political in-fighting this one is doable within existing laws. Life for Health shows how blending insight and common sense to offer a truly revolutionary path forward.</span></p><p></p><p><span style=background-color: rgba(0 0 0 0); color: rgba(0 0 0 1)>At stake for Americans is a decade more of good health and trillions of dollars in new wealth.</span></p><p></p>