Mortgage as an instrument of social and economic development of Russia

The monograph addresses the following mortgage lending issues.1. The historical and theoretical aspect of mortgage lending is studied;2. The essence of mortgage lending and basic concepts are formulated;3. The classification of mortgage lending is presented;4. The current state of the Russian mortgage lending market was analyzed;5. The current state of mortgage lending in Sberbank PJSC was considered;6. Mortgage lending programs provided by Sberbank PJSC were considered;7. The main recommendations for improving mortgage lending in Russia were formulated;8. The existing problems and solutions in the field of housing mortgage lending in Russia were described.