Principles and Practices of Banking

Principles and Practices of Banking is a core subject under the revised JAIIB 2026 syllabus prescribed by the Indian Institute of Banking & Finance (IIBF). This book introduces current and aspiring banking and finance professionals to a comprehensive range of banking services products and operational practices essential for effective performance in the banking sector.The book covers the fundamental pillars of banking knowledge required to function as a competent professional. It provides clear insights into banking operations functions of banks technological advancements and ethical standards governing banks and financial institutions.Minute care has been taken to incorporate current relevant and factually accurate information aligned with contemporary banking practices. The modular structure supports systematic learning conceptual clarity and focused preparation for the JAIIB 2026 examination.Book Modules:Module A: General Banking Operations – Basic banking operations customer services KYC AML documentation and operational proceduresModule B: Functions of Banks – Core and modern banking functions credit creation priority sector lending and financial inclusionModule C: Banking Technology – Core Banking Solutions (CBS) digital banking payment systems cybersecurity and emerging technologiesModule D: Ethics in Banks and Financial Institutions – Professional ethics compliance corporate governance and ethical challenges in bankingKey Features:Fully aligned with the latest JAIIB syllabus 2026Comprehensive coverage of banking principles and practicesUpdated content reflecting current banking and technological developmentsSimple structured and exam-oriented approachIdeal for JAIIB aspirants bankers and finance professionalsThis book serves as a complete guide for the Principles and Practices of Banking paper of the JAIIB 2026 examination helping aspirants build strong professional competence and progress towards a successful career in banking and financial services.