Retail Banking

This fourth edition of Retail Banking is a comprehensive up-to-date introduction to the principles of banking. In the context of a challenging global economy and the continuing recovery from the global financial crisis good banking and the capacity of retail banks to anticipate and react to economic environmental political social and technological pressures are more relevant than ever.Aimed at bank staff and students this text is packed with international examples and case studies the text covers all aspects of banking in the modern financial services industry and clearly explains the regulatory social technological and practical environment in which retail banks operate. Topics covered include: banking risks and regulationpayment methods fund transfers collecting and paying banksprinciples of the banker-customer relationshipthe balance between liquidity and profitabilityprinciples of lending and key credit risk tools.The text is complemented by online support material and a tutor resource containing dozens of practice tasks for students.