Smart Borrowing Safe Living: A Proven Debt Management Guide For The Indian Middle class

<p><b>Smart Borrowing Safe Living: A Proven Debt Management Guide for the Indian Middle Class</b></p><p><b>By Prabal Kantinath & Tania Nath Choudhury</b></p><p>Are EMIs taking over your peace of mind? Are you unsure whether to take a loan&mdash;or how to manage the one you already have?</p><p><b>Smart Borrowing Safe Living</b> is an easy-to-read reader-friendly guide that helps Indian middle-class families make informed decisions about debt. Whether you're planning to buy a home a car fund higher education or manage personal loans this book empowers you to borrow with clarity&mdash;not confusion.</p><p>You&rsquo;ll discover:</p><p><i>- Who should take a loan&mdash;and who should not</i></p><p><i>- How to calculate the true cost of any loan</i></p><p><i>- The psychological and social pressures behind borrowing</i></p><p><i>- Why &ldquo;Buy Now Pay Later&rdquo; could become &ldquo;Buy Now Panic Later&rdquo;</i></p><p><i>- What to do when repayment feels impossible</i></p><p><i>- Tips for business owners students and salaried professionals</i></p><p>Based on real-world examples practical advice and Indian financial realities this book helps you avoid debt traps manage existing EMIs and build a life where loans serve you&mdash;not enslave you.</p><p><b>If you're tired of financial stress and want to take control of your borrowing decisions this is your go-to guide.</b></p>