<p>Repaying college loans can be so complicated it&rsquo;s been said that before graduating students should be required to take a course on the subject.</p><p>But many students end up researching their options without much help and answers on how to eliminate debt are hard to come by&mdash;something that can be tremendously frustrating.</p><p>Dane Spancake a federal student loan counselor at Pennsylvania Higher Education Assistance Agency helps you navigate the loan landscape with this guidebook. Learn how to:</p><p>evaluate the positives and negatives of repayment schedule choices;<br />weigh the pros and cons of income-driven repayment options versus alternative options; and<br />determine if you qualify for loan forgiveness.</p><p>You&rsquo;ll also learn how interest rates are determined how annual payments are calculated and the benefits of making consistent loan payments versus postponing repayment.</p><p>Discover what you&rsquo;re up against when it comes to repaying college loans&mdash;and pick the strategy that makes the most sense for you with Student Loan Forgiveness or Ten Years to Life?</p>
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