The Afrikaner's Decline

<p><strong>A bank on the brink. A family in ruins. One night to decide between truth and survival.</strong></p><p>South Africa 1932. The Great Depression has tightened its grip and Jan de Wet an Afrikaner bank clerk in Johannesburg discovers that the books at Volksbank do not balance. £4000 in worthless drought loans are being sold as gilt-edged investments to depositors who cannot afford to lose a shilling. If Jan speaks up the bank collapses and widows war veterans and struggling farmers lose everything. If he stays silent he repeats the moral collapse that has haunted his family for a century.</p><p>As dawn approaches Jan turns to the cracked leather ledger his grandfather carried through the South African War. Page by page it chronicles a blood-price paid for slaves a barn torched by redcoats cattle rotting from rinderpest and a promise whispered in a British concentration camp: <em><strong>survive at any cost</strong></em><strong>.</strong> Now that same ledger sits on Jan's desk its final blank pages waiting for the entry only he can write.</p><p>Torn between an idealistic colleague who demands the truth and a ruthless manager who threatens his job Jan has until sunrise to decide: expose the fraud and destroy his people or protect them and betray his soul.</p><p><em><strong>The Ledger of Loss</strong></em> is a sweeping heart-pounding novel about the price of honesty in the wreckage of history and the moment when one man must choose which legacy deserves to survive.</p>