The Cost of You

<p><strong style=color: rgba(0 0 0 1)>Financial freedom isn't about wealth. It's about understanding where your money goes.</strong></p><p><span style=color: rgba(0 0 0 1)>Most money books start with budgets.</span></p><p><span style=color: rgba(0 0 0 1)>This one starts with honesty.</span></p><p></p><p><em style=color: rgba(0 0 0 1)>The Cost of You</em><span style=color: rgba(0 0 0 1)> isn't about getting rich-it's about getting free.</span></p><p><span style=color: rgba(0 0 0 1)>Written by strategist and educator Zack Fields this is a financial literacy book that dares to start where others stop: with human behavior. Why do we spend when we're anxious? Why does debt feel inevitable? Why does doing the right thing so often leave people stuck?</span></p><p></p><p><span style=color: rgba(0 0 0 1)>Through a blend of real economics and real emotion Fields breaks down how money moves through every part of modern life-housing healthcare taxes education relationships and even grief. He exposes how the system profits from confusion but also how to use that same system to build stability dignity and peace.</span></p><p></p><p><span style=color: rgba(0 0 0 1)>This isn't hypothesis. It's a roadmap.</span></p><p><span style=color: rgba(0 0 0 1)>Each chapter reveals how to navigate the costs most people never see-and how to align your choices with what actually matters.</span></p><p></p><p><strong style=color: rgba(0 0 0 1)>Inside you'll learn:</strong></p><p><span style=color: rgba(0 0 0 1)>• Why overspending is usually emotional not mathematical</span></p><p><span style=color: rgba(0 0 0 1)>• How to see every purchase as a vote for your future self</span></p><p><span style=color: rgba(0 0 0 1)>• How debt traps work-and how to exit them</span></p><p><span style=color: rgba(0 0 0 1)>• Why financial stress isn't personal failure-it's structural by design</span></p><p><span style=color: rgba(0 0 0 1)>• How community and policy shape personal outcomes far more than luck ever will</span></p><p></p><p><em style=color: rgba(0 0 0 1)>The Cost of You</em><span style=color: rgba(0 0 0 1)> redefines what financial literacy means in America. It's equal parts economics psychology and community building-a book that reminds us money isn't just numbers. It's a mirror.</span></p><p></p><p><em style=color: rgba(0 0 0 1)>Because the more clearly you see how money moves the more power you have to change your story.</em></p>