Traditional money and banking textbooks are long expensive and full of so much institutional and technical modeling detail that students cannot understand the big picture. Thomas F. Cargill presents a new alternative: a short inexpensive book without the ''bells and whistles'' that teaches students the fundamentals in a clear narrative form. In an engaging writing style Cargill explains the three core components of money and banking and their interactions: 1) the financial system 2) government regulation and supervision and 3) central bank policy. Cargill focuses on the interaction between government financial policy and central bank policy and offers a critique of the central bank''s role in the economy the tools it uses how these tools affect the economy and how effective these policies have been providing a more balanced perspective of government policy failure versus market failure than traditional textbooks.
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