The Future Poor

<p><strong style=color: rgba(0 0 0 1)>What do we do if everything we've worked for suddenly goes up in flames?</strong></p><p><strong style=color: rgba(0 0 0 1)>We hope that someone will help us to rebuild our lives.</strong></p><p><span style=color: rgba(0 0 0 1)>In two sentences that's the message of this book by personal finance expert Jonathan Grimm who just experienced that kind of life-threatening trauma when he and his family lost their California home and their entire neighborhood without warning in a raging wildfire. But there's hope even after such a disaster if we remember and reclaim some of our core community values.</span></p><p><span style=color: rgba(0 0 0 1)>We all can use such practical and inspiring wisdom now because the main crisis Jonathan Grimm warns about in these chapters is larger than the devastation of any fire or other natural disaster. The larger crisis that is shared by millions of still-young American adults is a looming retirement crisis. Due to deep flaws in our retirement system individuals and families who assume they'll sail smoothly into those retirement years instead will fall below the poverty level. Even as the 2025 wildfires swept over his own home Grimm had been researching and documenting the scope of this coming retirement crisis. In the year before his family was forced to dash from their home he was just completing this book to show readers pragmatic solutions that can save our communities.</span></p><p><span style=color: rgba(0 0 0 1)>Then he found his family's neighborhood bursting into flame and saw families like his own fleeing with only what they could carry in their cars. Suddenly Jonathan Grimm found himself his wife and their children relying on the same network of personal family and community services that he encourages his readers to recognize and strengthen. We all will need those resources in the years ahead he writes.</span></p><p><span style=color: rgba(0 0 0 1)>Through vivid storytelling historical analysis and actionable solutions </span><em style=color: rgba(0 0 0 1)>The Future Poor</em><span style=color: rgba(0 0 0 1)>:</span></p><ul><li><span style=color: rgba(0 0 0 1)>Explains how the traditional retirement model became unsustainable.</span></li><li><span style=color: rgba(0 0 0 1)>Identifies the systemic barriers that prevent millions from achieving financial security.</span></li><li><span style=color: rgba(0 0 0 1)>Offers practical and ethical strategies for individuals congregations and communities to address this crisis collectively.</span></li><li><span style=color: rgba(0 0 0 1)>Reimagines retirement as part of a broader vision of social and communal health that takes seriously the values of quality healthcare community support and shared responsibility.</span></li></ul><p><span style=color: rgba(0 0 0 1)>Whether you're a policy maker community leader or individual seeking a sustainable path forward </span><em style=color: rgba(0 0 0 1)>The Future Poor</em><span style=color: rgba(0 0 0 1)> is your guide to navigating and solving the retirement crisis. The problem is grim. The solution is not. Together we can redefine retirement and build a future that works for everyone.</span></p><p><strong style=color: rgba(0 0 0 1)>Are you prepared for the looming retirement crisis? To whom will you turn if you suddenly lose everything? Today we're facing more than flames-and together we can weather the crises as they come.</strong></p>