The Money Blueprint : A Guide toFinancial Management

Dr. Alok Kumar Assistant Professor & Head Department of Commerce AISECT University Hazaribag (Jharkhand) Dr. Alok Kumar is a renowned expert in “Financial Management” with over 14 years of teaching experience and a strong academic background in Commerce. He is currently pursuing a Post-Doctoral Fellow and serves as a Research Supervisor guiding scholars in advanced areas of banking and finance. Dr. Kumar has published over 35 research articles in national and international journals and has actively participated in numerous seminars and conferences across the globe. He has also attended 25 Faculty Development Programs (FDPs) and 25 workshops further strengthening his academic and pedagogical skills. Dr. Alok Kumar is life time member of Indian Commerce Association and also a member of Indian Accounting Association.With a deep understanding of the complexities of Financial Management particularly in areas such as Cost of Capital Capital Budgeting & Working Capital Management his contributions have been instrumental in shaping contemporary discourse. Dr. Kumar is also exploring the evolving interface between finance and technology. He has published several high-quality papers in the domain of banking law finance and technology and continues to contribute significantly to legal and financial scholarship. Many papers of Dr. Alok Kumar have been published in “UGC CARE LISTED” and apart from this papers have also been published in “SCOPUS” Index journals. Currently serving as the Assistant Professor and Head of the Department of Commerce at AISECT University Dr. Kumar believes that a strong foundation in banking is crucial for national growth. His upcoming book on “Financial Management” is poised to be a milestone resource for students and professionals alike.