The Shepherd's Guide Through the Valley of Debt and Financial Change

<p><em>The Shepherd’s Guide through the Valley of Debt and Financial Change</em> is the most comprehensive manual for financial management planning counseling and coaching available. This encyclopedic book (419 pages) contains the basic information and techniques with facts references illustrations worksheets and case studies.  Besides the most crucial issues of today unique features are 15 budgets/plans addictions divorce counseling low-income resources pre-marital education adjustments to financial crises/downturns funding for college office politics economic theology pastoral care and Scripture references.  New concepts of “financial freedom” are presented.  It is a practical resource management book for those who need the education themselves and equips them to assist others.</p>