The Smart Money Guide for Broke People

<p>This interactive companion to <em>The Smart Money Guide for Broke People</em> walks you step by step through renewing your mindset healing your relationship with money and building a life rooted in peace purpose and prosperity.</p><p>Through guided reflections Scripture-based exercises budgeting templates and daily action prompts you'll learn how to apply biblical wisdom alongside practical financial strategies. Whether you're overwhelmed by debt rebuilding after setbacks or ready to elevate your money habits this workbook serves as a clear supportive roadmap toward freedom and abundance.</p><p>Each section helps you reflect reset and rise-turning small intentional steps into lasting financial and spiritual transformation.</p><p></p><p><span style=background-color: rgba(255 255 255 1); color: rgba(15 17 17 1)>WHAT'S INSIDE:</span></p><p>✨ <strong>PART I - THE AWAKENING</strong></p><p> Uncover the truth behind your money habits confront financial fears and break unhealthy patterns that keep you stuck.</p><p>✨ <strong>PART II - THE RESET</strong></p><p> Replace chaos with clarity using peace-building practices budgeting tools and Scripture-based exercises that restore order.</p><p>✨ <strong>PART III - THE SHIFT</strong></p><p> Align faith and finances so your decisions reflect purpose values and long-term vision.</p><p>✨ <strong>PART IV - THE REBUILD</strong></p><p> Create systems and habits that protect progress through saving strategies stewardship tools and foundational routines.</p><p>✨ <strong>PART V - THE RISE</strong></p><p> Step confidently into abundance purpose and legacy-focused thinking. Redefine prosperity through God's lens.</p><p>✨ <strong>PART VI - THE FLOURISHING</strong></p><p> Sustain momentum and prevent relapse while living with gratitude balance and wisdom.</p><p>✨ <strong>PART VII - TRANSFORMATION IN ACTION</strong></p><p> A complete <strong>40-Day Smart Money Challenge</strong> featuring Scripture reflection and daily action steps to shift your financial life from the inside out.</p><p></p><p><strong style=background-color: rgba(255 255 255 1); color: rgba(15 17 17 1)>BONUS TOOLS INCLUDED:</strong></p><p>✔ Monthly budget templates</p><p> ✔ Debt tracker</p><p> ✔ Gratitude and giving logs</p><p> ✔ Faith declarations and affirmations</p><p> ✔ Legacy and purpose worksheets</p><p> ✔ Certificate of Completion</p><p> ✔ Reflection pages for breakthroughs and testimonies</p><p> ✔ Scripture-guided journaling prompts</p><p> ✔ Peace planning and prosperity checklists</p><p></p><p><strong style=background-color: rgba(255 255 255 1); color: rgba(15 17 17 1)>⸻ WHO THIS WORKBOOK IS FOR:</strong></p><p>• Anyone feeling stuck financially and seeking a faith-centered fresh start</p><p> • Those wanting practical tools grounded in Scripture</p><p> • Individuals ready to rebuild finances with discipline and peace</p><p> • Readers focused on transforming mindset habits and legacy</p><p> • People seeking a clear step-by-step path from struggle to stewardship</p><p></p><p><strong style=background-color: rgba(255 255 255 1); color: rgba(15 17 17 1)>⸻ ABOUT THE AUTHOR</strong></p><p><strong>Carol Bernice</strong> is a transformational author speaker and faith-driven businesswoman dedicated to helping individuals renew their minds heal financially and build legacy wealth through wisdom and stewardship. Her mission is to empower people to live abundantly-spiritually emotionally and financially.</p><p>Learn more at <strong>CarolBernice.com</strong>.</p><p></p><p><span style=background-color: rgba(255 255 255 1); color: rgba(15 17 17 1)>⸻ If you're ready to experience breakthrough healing and restoration in your finances this workbook will guide you every step of the way.</span></p>