Lauryne Scott an attractive insurance underwriter and consummate daydreamer kept a fifteen-month journal of her life and exploits. After surviving the aftermath of cocaine-addicted Harvard-educated Derrick she tumbles into the arms of Kelly a charming blue-collar fella with a complicated past. The result? Not the easygoing fantasy she envisioned. To further complicate things several people enter Lauryne s life causing her to ask Should I have