What is Credit?

<p><em style=color: rgba(0 0 0 1); background-color: rgba(0 0 0 0)>When a little boy named James overhears his parents talking about credit he becomes curious. His parents take him to their local bank to learn about how credit works and how James can use it responsibly. He learns about the importance of only borrowing the money he can repay on time and how to build good credit inspiring James to become a responsible money manager. </em></p><p></p><p>A financial literacy workbook for kids.</p>